Scheduled Commercial Bank Lending and Deposit Rates
Lending and Deposit Rates Data – October 2026: RBI reported that the WALR on outstanding rupee loans was unchanged at 8.96% in September, while the rate on fresh loans fell to 8.51%; the one-year median MCLR declined to 8.55% in October. Rates on outstanding and fresh term deposits also eased in September, to 6.55% and 5.61%, respectively; no regulatory action or policy change was announced.